Headshot of Jeff Zander

Jeff Zander

Jeff Zander is an industry innovator with more than 40 years of experience helping customers understand insurance. As the CEO of Zander Insurance and a Certified Insurance Counselor, he’s worked for decades to broaden awareness regarding the importance of insurance and has devoted his career to helping clients shop for the best products across all lines of coverage, including term life, disability, home, auto, health, employee benefits, business insurance and more

Jeff’s friendship with Dave Ramsey goes back 25 years, and that relationship led him to become Dave’s agent in the late 1990s. Shortly after, Zander became a national advertiser on The Ramsey Show—a catalyst that helped them expand into a national insurance agency that has faithfully guided Ramsey fans across the country to solutions that protect their families from all types of risk. The debt-free agency, based in Nashville, Tennessee, is continuously recognized by a vast array of insurance companies across the industry as an elite organization based on its service principles, making it one of the most awarded agencies in the country. Today, Zander remains the only company Dave recommends for all your term life, disability and identity theft protection needs. They’re RamseyTrusted because they’ve proven they’ll do whatever it takes to help you win.

Reviewed by Jeff Zander

Term vs whole life insurance
Insurance

Term vs. Whole Life Insurance: What’s the Difference?

In the epic showdown between life's two great insurances, term and whole, who wins?

George Kamel George Kamel
indexed universal life insurance
Insurance

Indexed Universal Life Insurance (IUL), Explained

Indexed universal life insurance is a Frankenstein’s monster that tries to mix insurance with a gimmicky investment, but winds up harming you in both departments. Sound too bad to be true? It’s very real, and it’s best avoided at all costs.

George Kamel George Kamel
What Is Term Life Insurance?
Insurance

What Is Term Life Insurance?

You know you need life insurance but aren’t sure where to start. Don’t worry. We got your back! Learn why term life insurance is the best way to protect your family’s future.

George Kamel George Kamel
What Is Life Insurance Underwriting?
Insurance

What Is Life Insurance Underwriting?

In the wide world of life insurance, there’s this complicated-sounding thing called underwriting that’s actually not so complicated at all. So, what in the world is it and why is it so important?

Ramsey Ramsey
Is Life Insurance Taxable?
Insurance

Is Life Insurance Taxable?

If you’re wondering, Is life insurance taxable? we’re going to talk through all the scenarios for this key protection—and the few times when taxes come into play.

Ramsey Ramsey
life insurance no medical exam
Insurance

Compare Life Insurance With No Medical Exam

If you’ve ever thought, Ugh, I don’t like medical exams, this type of insurance should ease your mind and get you on a path to peace and security for your loved ones! Here’s what you need to know about getting life insurance with no medical exam.

George Kamel George Kamel
How Much Life Insurance Do I Need?
Insurance

How Much Life Insurance Do I Need?

The short answer to “How much life insurance do I need?” is: a policy worth 10–12 times your annual income. But there are a few more details that affect the final number. I’m going to give you an easy way to figure out how much life insurance you need.

George Kamel George Kamel
Do I need self-insurance?
Insurance

Self-Insurance: How It Works and When You Need It

Did you know you could be your own insurance provider by becoming self-insured? In some cases, self-insurance is smart! No more insurance premiums—just you, your savings and investments, and a whole lot of peace of mind.

Ramsey Ramsey
Life Insurance for Kids
Insurance

Life Insurance for Kids

Life insurance marketers target your emotions when they try to sell you kids’ life insurance. It’s all based on a bunch of myths! Let’s explore (and debunk) those myths and talk about what you should do instead.

Ramsey Ramsey
A memo pad with questions about life insurance written on it.
Insurance

How to File a Life Insurance Claim

You lost someone you love—and filing a life insurance policy probably seems overwhelming. But it’s not a difficult process. It’s just a matter of following a few steps. We’ll show you how.

Ramsey Ramsey
Whole Life Insurance Explained
Insurance

What Is Whole Life Insurance?

Are you looking for some hard facts about whole life insurance? Read ahead to learn why we always recommend term life insurance over whole life insurance.

Ramsey Ramsey
Supplemental Life Insurance
Insurance

What Is Supplemental Life Insurance?

Life insurance can seem a little confusing at first. But when you break it down, it’s simple! We’ll take you through the ins and outs of both group and supplemental life insurance. Then we’ll help you find the best way to get your life insurance needs covered.

Ramsey Ramsey